| HOUSE MODEL: LOT AREA: FLOOR AREA: BEDROOM: TOILET and BATH: FEATURES: FINISHES: STATUS: CAN AVAIL THRU: |
Daisy Townhouse Model
75 sq. m. 50 sq. m. 3 1 Living area, Dining area, Kitchen area, 1 Powder room, Provisions for CATV, telephone, air-condition outlet, Provision for 1-car garage. Pre-painted G.I. sheet roofing Painted plain cement finish for interior wall. Precast cement panel system. Steel casement windows. Tiled kitchen counter with stainless steel sink. Tiled toilet and bathroom flooring. Plain cement finish for ground and second floors. Interior and exterior wall paint finish. For Construction (16th to 18th month Move-in) Bank and In- house Financing only. |
FLOOR PLAN & DIMENSION
GALLERY
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NOTE: Dressed Up units is just an idea of the developer on how buyers can design the interior of their purchased house. The contents herein are subject to change without prior notice and do not constitute part of an offer or contract. The particulars, details and visuals shown herein are intended to give a general idea of the project and as such not to be relied upon as statement of fact.
AS DELIVERED UNIT
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SAMPLE COMPUTATION
FINANCING
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BANK
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IN-HOUSE
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| Rate of Down payment: | 12.5% | 30% |
| Months to pay in installment: | 15 mos. | 24 mos. |
| Estimated time to move-in: | After 15 - 18 mos. | After 15 - 18 mos. |
| Selling Price | Php 980,000.00 | Php 980,000.00 |
| Add: Processing Fees | 78,400.00 | 44,100.00 |
| Total Contract Price | 1,058,400.00 | 1,024,100.00 |
| Down payment required | 132,300.00 | 307,230.00 |
| Less: Reservation fee | 10,000.00 | 10,000.00 |
| Down payment by installment | 122,300.00 | 297,230.00 |
| Monthly Down payment | 8,153.33 | 12,384.58 |
| Balance Loanable to Bank | Php 926,100.00 | Php 716,870.00 |
Monthly Amortization @ 10% (Indicative Rate Only. Prevailing Bank Rates will apply)
| 5 Years | 19,676.88 | 18,201.33 |
| 10 Years | 12,238.48 | 14,330.23 |
| 15 Years | 9,951.92 | |
| 20 Years | 8,937.07 |
NOTE: All prices shown are as published by the developer without any form of mark-up or additional fees from us. If there are discounts and promos announced by the developer, then you’ll enjoy them as well. When you have decided to purchase, we as your sales person will facilitate the sale but all prices, terms and contract will come directly from the developer. Prices and rates references may vary depending on the availability of the unit, lot type and sizes, location, as well as bank interest rates. Also subject to change without prior notice. Construction of each unit will only begin as per job order and will be completed and delivered after 16th-18th month.
BANK FINANCING
After paying the down payment, the buyer loans the balance of the property from a bank. This simply means that the bank pays the developer/owner of the real estate property and the buyer pays the bank. The property will be under the bank’s name as collateral just so the bank can go after the property in case of nonpayment.
Advantage:
• has longer payment terms compared to in-house financing (can be up to 20 years in some banks)
Disadvantages:
• the longer the term, the more you end up paying (interest rates).
• banks are usually very strict in terms of approval and late payments
Note for Bank Financing
• Fire and MRI insurance not included.
• Move-in Starts after 16th-18th month.
• Interest rate is reference only.
• Bank's prevailing interest rate will apply upon loan takeout.
• Bank Terms for OFW and locally employed is up to 20 yrs
• Processing Fees include Transfer of Certificate of Title Cost in Bank Financing.
• Developer will process loan. Tied up with Banco De Oro.
• Maturity of Loan is up to 60 years of age.
QUALIFICATION FOR HOUSING LOAN IN BANK.
Must be Filipino citizen.
Must be presently working.
Must not be more than 50 yrs.
Must be 18 yrs. - 50 yrs. old.
No pending legal cases.
No problem with marital status.
No unpaid credit cards or unpaid loan account.
If Buyer is a Filipino Immigrant, must have a Dual Citizenship.
For OFW, he/she must not working in a war-torn countries.
Must be presently working.
Must not be more than 50 yrs.
Must be 18 yrs. - 50 yrs. old.
No pending legal cases.
No problem with marital status.
No unpaid credit cards or unpaid loan account.
If Buyer is a Filipino Immigrant, must have a Dual Citizenship.
For OFW, he/she must not working in a war-torn countries.
IN HOUSE FINANCING
In-house financing means the buyer pays directly to the developer. The total contract price is usually divided into 1) 30% down payment; and 2) 70% loanable amount. The buyer may choose to pay the down payment in spot cash (with special discount) or in monthly installments (usually up to 15 months, without discounts). After paying the down payment, the balance of 70% will be paid monthly for a given period of time (usually up to 10 years to pay)
Advantages:
• perfect for people who don’t want long term payments.
• interest rates are constant no matter what happens to the economy.
• simplicity of documents required and easy approval.
• no or minimal background check.
• when it comes to late payments, developers are much easier to talk with.
Disadvantage:
• shorter payment terms which means the monthly payment is much bigger (usually 5-10 years to pay).
Note for In- House Financing
• Above computation is inclusive of MRI and Fire Insurance.
• Down payment is extended up to 24 months. Early Move-in starts on the 16th-18th month.
• Transfer of Certificate of Title cost not included.
>>FOR MORE INFO ON FINANCING GUIDELINES KINDLY CLICK HERE<<
WHY DO YOU SEE DIFFERENT PRICES ON THE INTERNET?
•Price is higher for lots facing east or morning sun, than lots facing west and lots located near Entrance Gate & Amenities.
•A Corner Lot and End Lot are higher than inner lot due to bigger lot area.
•Total Contract Price will vary depending on financing terms chosen.
•Price may have increased by the time you viewed the posted ads.
•Always ask if the units posted in the ads are still available or not.
•Profriends, Inc. has only ONE PRICE LIST for all AGENTS and BROKERS.
•So be careful and be safe.Choose your Agents well
For more information, reservations, or site viewing arrangements
CALL or TEXT Us NOW
Name: Katheryne V. Enrico
Sales Associate – Profriends, Inc.
Contact: 0923-104-1717 / 0905-344-4000
Email: newhouseandlot@yahoo.com
CALL or TEXT Us NOW
Name: Katheryne V. Enrico
Sales Associate – Profriends, Inc.
Contact: 0923-104-1717 / 0905-344-4000
Email: newhouseandlot@yahoo.com
